The Credit-Caddy Service THIS IS A BUSINESS TO BUSINESS SIMULATION
After we receive your credit report, we put together a plan of action that is tailored to your specific case. No two credit reports are exactly alike. Therefore to obtain the best results possible it will entail more than just letter writing to the bureaus. We also, when the situation permits, work with creditors and collection agencies to restore accurate credit information to the credit bureaus. There are Federal & State laws in place to protect you from inaccurate and unverifiable credit reporting. We make sure that these laws are being followed by using our multi-stage process within the CreditConversionCenter.
We demand validation and verification of derogatory information using the Fair Debt Collection Practices Act,the Fair Credit Reporting Act,the Fair and Accurate Credit Transaction Act and the Health Insurance Portability and Accountability Act . These four laws have been established to protect consumers’ credit reports. Creditors and credit bureaus are legally obligated to produce documented evidence within a reasonable amount of time, generally 30 days, to back the claims they make. If they cannot validate their claims, they must promptly remove any undocumented information from the consumer’s credit report.
Four Simple Steps for Credit-Caddy Enrollment
Simply Click on the Enrollment Coin on the Home Page. Enrollment is simple and get be done in under 5 minutes.
You will be directed to forward a recent credit report for analysis. If you do not have a current credit report, simply call into to Caddy Hotline and Specialist will assist you in getting one.
After we get your credit report, your personalized credit conversion center will be activated. All the negative credit info will be uploaded by a credit specialist. You can log on anytime and view the details and status of any disputed item.
As the dispute process moves on, it is critical that you forward all responses to the Credit-Caddy. It is this point in the process when you can relax and watch your credit reports improvement, one item at a time.
