Frequently Asked Questions

 

 

Q -  What is the difference between Credit-Caddy vs. other credit restoration companies?

Q -  Do you offer a money back guarantee your work?

Q -  How long does it take to restore my credit?

Q -  Is credit repair legal?

Q -  How will I find out about my results?

       



Q -  What is the difference between Credit-Caddy vs. other credit restoration companies?

A -  Our use of automation and technology offers us the opportunity to deliver a more comprehensive process.  Most companies simply generate a basic form of letters that are sent to the credit bureaus.  As the case dictates, our Credit Conversion Center is structured to create second and third generation challenges.  All this being done as you track your results through the Credit Conversion Center. 

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Q -  Do you offer a money back guarantee your work?

A -  We offer a full, 100% money back guarantee written on our contract to protect the consumer.  We operate and are governed by the Federal Trade Commission’s guidelines.

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Q -  How long does it take to restore my credit?

A -  The full process can take up to 180 days, but you will start seeing results within 30-45 days.

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Q -  Is credit repair legal?


A -  Under the Fair Credit Reporting Act of 1970 (FCRA) and the subsequent additions of the FDCPA and FCBA, consumers are afforded protection from unfair, inaccurate, or harassing credit reporting or debt collection.   In accordance with the Federal Trade Commission’s guidelines, we are allowed to operate and assist the consumer legally.

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Q -  How will I find out about my results?

A -  As you move through the process, there are two ways that you will see the results.  1)You will receive all results first-hand by mail from the creditors and credit bureaus. 2) You will receive your own login and password to a personalized and secure, Credit Conversion Center, website.  You can track results in real-time, securely and privately from your home or office.

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